(*) The pension plan calculator is available for users as a useful tool for estimating the capital you may obtain in the future depending on how much you save annually, the monthly income you could obtain from this capital over 20 years, assuming a revaluation rate of 1%, and the estimated tax saving during the first year of contributions. For the calculation of the accumulated capital to the retirement the following annual returns have been supposed for the investment funds, in the cases that it is necessary to carry out contributions to other investment products to reach the wished entry level to the retirement: Bankia Soy Así Cauto FI: 2%, Bankia Soy Así Flexible FI: 3,5% y Bankia Soy Así Dinámico FI: 4.5% (these returns are estimates and do not act as a guarantee of future results). The monthly amount to be received has been calculated taking into account that the accumulated capital is received as an income for 20 years with an annual rate of increase in value of 1%. The tax saving has been calculated for an individual under 65 years of age, childless, without disabilities and without descendants or ascendants in their charge, on the basis of the 2016 Personal Income Tax scale.